Been feeling a bit blah this week and I think the beginning of it coincided with the end of my financial budgeting and reconciling exercise at the weekend. I have come to the conclusion that there is no way I can afford to resign.

If I didn't bring home my monthly half-day salary, it would mean we were saving no money at all. No retirement saving. No education saving. No saving for trips abroad. No possibility of extending and renovating the house. No saving for a new car for Peter.

This is excluding the dividend payouts we get twice a year. Over the last two years since they began, our dividend payouts together have made up approximately one quarter of our annual income. So if those continued we could cope a lot better. Only the trouble is we just can't rely on those. Things are changing rapidly at work with our big client wanting to insource, and whether it happens amicably or not, the company is going to be going through a very unstable few years. Assuming of course it survives at all.